Georgia SR-22 Insurance
In Georgia, you may be required to get SR-22 insurance after being convicted of a DUI or other serious traffic offenses to demonstrate financial responsibility and reinstate your driving privileges.
Getting Your License Reinstated After a Georgia DUI
Driving Under the Influence (DUI) is a serious offense in the State of Georgia. If your license is suspended as a result of a DUI, you will be required to file an SR-22 proof of financial responsibility form. The SR-22 certificate must be kept on file for a minimum of three (3) years. Failure to file or keep proof of financial responsibility can result in the re-suspension of your driving privileges and the cancelation of your insurance policy.
If you have multiple convictions for failing to provide proof of insurance, the Georgia Department of Driver Services will require you to present a Georgia Safety Responsibility Insurance Certificate (SR-22A). The SR-22A insurance certificate must be prepaid every six (6) months. The department will also allow you to file an SR-22 insurance policy that is marked "paid in full."
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Georgia Driving Under the Influence (DUI) Charges
The Official Code of Georgia Annotated (O.C.G.A) contains several laws regarding driving under the influence. O.C.G.A § 40-6-391 makes it unlawful for a person to drive or be in physical control of a vehicle while under the influence of alcohol "to the extent that it is less safe for the person to drive" or subsection (5) "The person's alcohol concentration is .08 grams or more at any time within three hours after such driving or being in actual physical control from alcohol consumed before such driving or being in actual physical control ended."
Penalties for a first offense driving under the influence conviction in the State of Georgia include a fine of up to $1,000, a jail sentence of ten days up to one year, forty (40) hours of community service, completion of a DUI Alcohol or Drug Use Risk Reduction Program, a clinical evaluation, and probation.
Georgia Ignition Interlock Device (IID) Requirements
Georgia law requires all people convicted of two (2) or more DUI offenses within a five (5) year period to install an ignition interlock device (IID) on their vehicle. To obtain their Ignition Interlock Limited Driving Permit (IILDP), a person must show that they have completed a certified DUI Drug or Alcohol Use Risk Reduction program and pay all fines and fees. Additionally, under Georgia's extensive Ignition Interlock Program certain drivers may voluntarily install an ignition interlock device and receive their IILDP allowing them restricted driving privileges.
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PENALTIES FOR DUI CONVICTION IN GEORGIA
First Offense
Jail Time: 10 days to 12 months
Community Service: at least 40 hours
Fine: $300-$1,000
Driver's License Suspension: Minimum of 180 days
Second Offense
Jail Time: 90 days to 12 months
Community Service: at least 30 days
Fine: $600-$1,000
Driver's License Suspension: 3 years
Third Offense
Jail Time: 120 days to 12 months
Community Service: at least 30 days
Fine: $1,000-$5,000
Driver's License Suspension: 5 years
FAQs About SR-22 in Georgia
An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance.
The duration of SR-22 insurance requirements varies by state and the offense. Typically, it's required for a minimum of three years, but it can be longer depending on the circumstances. During this period, the insurance company will keep the state updated on your car insurance policy renewals and cancellations to ensure you maintain consistent coverage. Breathe Easy can help you understand the specific duration needed in your case.
Allowing your SR-22 policy to lapse or canceling it prematurely can result in serious consequences, including license suspension or additional fines. It's crucial to maintain continuous coverage until your SR-22 requirement is fulfilled. This can be a challenge if your long-time insurance carrier decides to end your coverage after your DUI.
When you are done selecting your insurance plan, Breathe Easy can connect you with an Intoxalock representative for further assistance. They will answer any questions you have and help you get set up with an installation appointment at a convenient time.
Ready to Get Back on the Road?
If you have had your license suspended or revoked, you need to contact Breathe Easy Insurance. Our knowledgeable agents will help you get your driving privileges reinstated quickly. We understand how difficult and overwhelming this time can be. Breathe Easy offers affordable Georgia SR-22 and SR-22A insurance. Call our office today at 844-580-7525 for more information.
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