Wisconsin SR-22 Insurance
If you've had your license suspended due to a DUI or other serious traffic offense in Wisconsin, you may be required to file an SR-22 form to get back on the road.
Wisconsin SR-22 Requirements
In Wisconsin, SR-22 insurance is a certification issued by your car insurance company to the Wisconsin Department of Transportation (WisDOT)). It serves as proof that you carry the minimum required insurance. This is especially necessary for drivers who have been involved in serious violations such as DUIs or have been caught driving without insurance. Breathe Easy Insurance specializes in providing this certification for you.
Who Needs SR-22 Insurance in Wisconsin?
SR-22 may be required for several reasons, including:
- Reinstating a driver's license after suspension due to DUI or other serious violations.
- Reinstating driving privileges following a judgment for damages or uninsured motorist violations.
- Driving underage without a sponsorship agreement.
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Wisconsin Minimum Liability Coverage
Wisconsin law mandates the following minimum liability coverage:
- $25,000 bodily injury per person
- $50,000 total bodily injury
- $10,000 property damage
These coverage limits are crucial to maintain continuously, typically for three years after acquiring your SR-22. Any lapse in coverage can lead to severe penalties, including the revocation of driving privileges.
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Wisconsin OWI Penalties
In the State of Wisconsin, you cannot operate a motor vehicle while under the influence of alcohol and/or drugs. If you are over the age of 21 and have a blood alcohol concentration (BAC) of .08 or higher, you are considered in violation of the law. Furthermore, if you have three or more prior OWI convictions, you may not operate a vehicle with a BAC of .02 or higher. Drivers under the age of 21 must maintain "absolute sobriety."
Failure to obey these laws can have serious, lifelong consequences, including:
- Jail time
- High fines
- Mandatory alcohol program
- License suspension
Wisconsin Ignition Interlock Device Requirements
In 2009, the state legislature passed Wisconsin Act 100 requiring the installation of ignition interlock devices (IIDs) for:
- All repeat OWI Offenders
- All OWI Offenders who refuse a chemical test
- All first-time OWI offenders with a BAC of .15 or greater
The IID must be installed by a certified provider in the State of Wisconsin and must remain on all vehicles owned by or registered to the offender for a minimum of one year. Along with the IID requirement, Drivers may be required to file proof of insurance. It is not required after a first DUI offense. You will not need to file proof of insurance if your operating privilege was revoked for a first offense Operating While Intoxicated (OWI).
FAQs About SR-22 in Wisconsin
In Wisconsin, filing an SR-22 form is necessary for drivers who need to prove financial responsibility to the Wisconsin Department of Transportation (WisDOT). This form is typically required after certain traffic violations, including DUIs, or after accumulating excessive demerit points on your driving record.
Drivers in Wisconsin are usually required to maintain an SR-22 filing for three years from the date of their driving privilege reinstatement. Any lapse during this time can result in the suspension of your driving privileges.
For a first-time offense, penalties can include fines, a license suspension, and possible mandatory alcohol assessment. Repeat offenders may face increased fines, longer license suspensions, mandatory ignition interlock device installation, and possible jail time.
Get Your Wisconsin SR-22 Quote Today!
If you were arrested for a Wisconsin OWI, you need to act fast to reinstate your driving privileges. Breathe Easy Insurance is here to help. Our knowledgeable agents can walk you through the process and will send proof of insurance quickly. We understand that this can be a stressful time for you and your family. You should not have to go through it alone. We offer affordable SR-22 insurance certificates and will assist you in fulfilling all requirements to get your license reinstated. Contact our offices today or fill out your information above to get a free, no-hassle SR22 quote.
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