Skip to Content
Payment & Claims 844-580-7525
      Get Started
      Call Us
      Free Quote

      No waiting. Call Now!

      There are currently 0 people waiting to speak to an agent Call 844-580-7525

      GET YOUR QUOTE FAST.

      Give us a little information and we can help you through the process.
      By clicking the button below, you consent to Breathe Easy Insurance Solutions, LLC and its affiliate, Consumer Safety Technology, LLCConsumer Safety Technology, LLC brands include Intoxalock, Keepr, DUI.org, DUICare calling and texting at the telephone number provided, without regard to the time of day, to encourage the purchase or lease of insurance and DUI-related products and services, including through the use of automated technology, artificial voice and/or pre-recorded means. Consent is not a condition of purchase. For California residents, click here.
      OR Call 844-580-7525
      Close-up of a person’s hand writing on paper with a small blue toy car and car keys on the desk

      Florida FR-44 Insurance

      FR-44 insurance in Florida is required for drivers convicted of DUI or other serious offenses, offering higher limits than the standard SR-22. Breathe Easy Insurance can help you file for FR-44 insurance, ensuring you meet state requirements efficiently and affordably.

      Call 844-580-7525

      Florida High-Risk Driver Insurance Requirements

      If you're classified as a high-risk driver in Florida, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) mandates that you demonstrate financial responsibility, typically done by having your insurance provider file an SR-22 certificate on your behalf. Be aware that drivers whose licenses have been suspended due to a DUI or DWI in Florida are typically required to file an FR-44 instead of an SR-22.

      Minimum Liability Coverage in Florida

      • $10,000 for bodily injury per person
      • $20,000 for total bodily injury per accident
      • $10,000 for property damage
      • $10,000 for Personal Injury Protection (PIP)
      A couple consults with an insurance agent, looking at documents on the table while the agent explains details

      Get Your Florida FR-44 Quote Today

      Get A Personalized Quote

      FR-44 Insurance for DUI/DWI Offenders

      In Florida, individuals whose driving privileges have been suspended due to DUI or DWI offenses are required to obtain FR-44 insurance, which has higher coverage requirements than the standard SR-22. Typically, you must maintain FR-44 insurance for three years, and any lapse in coverage can lead to a revocation of your driving privileges.

      FR-44 Insurance Coverage Requirements

      • $100,000 for bodily injury per person
      • $300,000 for total bodily injury per accident
      • $50,000 for property damage
      • $10,000 for Personal Injury Protection (PIP)
      Two people in business attire examine the damage to two cars involved in a minor collision, with one person holding a clipboard.

      Get a Free Quote Today! Call 844-580-7525

      Solicitud de contacto en Espanol

      By clicking the button below, you consent to Breathe Easy Insurance Solutions, LLC and its affiliate, Consumer Safety Technology, LLCConsumer Safety Technology, LLC brands include Intoxalock, Keepr, DUI.org, DUICare calling and texting at the telephone number provided, without regard to the time of day, to encourage the purchase or lease of insurance and DUI-related products and services, including through the use of automated technology, artificial voice and/or pre-recorded means. Consent is not a condition of purchase. For California residents, click here.

      Consequences of Driving Under the Influence in Florida

      Driving under the influence (DUI) is taken very seriously in Florida, with penalties for a first offense potentially including fines ranging from $500 to $1,000, mandatory completion of an alcohol education program, a six-month license suspension, up to six months in jail, possible vehicle impoundment, and the installation of an ignition interlock device.

      Ignition Interlock Devices Requirements

      First-time DUI offenders may be required to install an ignition interlock device in their vehicle for at least six months. This device is a safeguard that allows you to regain driving privileges during your suspension period by ensuring you are sober while operating the vehicle.

      Frequently Asked Questions About FR-44 in Florida

      An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance. 

      The duration of SR-22 insurance requirements varies by state and the offense. Typically, it's required for a minimum of three years, but it can be longer depending on the circumstances. During this period, the insurance company will keep the state updated on your car insurance policy renewals and cancellations to ensure you maintain consistent coverage. Breathe Easy can help you understand the specific duration needed in your case.

      Allowing your SR-22 policy to lapse or canceling it prematurely can result in serious consequences, including license suspension or additional fines. It's crucial to maintain continuous coverage until your SR-22 requirement is fulfilled. This can be a challenge if your long-time insurance carrier decides to end your coverage after your DUI.

      When you are done selecting your insurance plan, Breathe Easy can connect you with an Intoxalock representative for further assistance. They will answer any questions you have and help you get set up with an installation appointment at a convenient time.

      Get Affordable FR-44 Insurance from Breathe Easy

      Facing DUI charges can be overwhelming, but Breathe Easy Insurance specializes in tailored solutions for high-risk drivers in Florida. Whether you need an SR-22 or FR-44 certificate, our expert team simplifies the insurance process. Contact us today at 844-580-7525 to reinstate your license and meet Florida's insurance requirements after a DUI, regaining your peace of mind and driving freedom.

      Additional Resources

      License #L106156

      Trustpilot
      Call us anytime at 844-580-7525
      Our specialists are ready to guide you.