Ohio SR-22 Insurance
Reinstating Driving Privileges with an SR-22 Bond
The Ohio Bureau of Motor Vehicles (Ohio BMV) requires you to carry minimum-limit liability insurance. An SR-22 Bond may be required under a number of circumstances such as when your license is suspended for Operating a Vehicle Under the Influence of Drugs or Alcohol (OVI). The SR-22 Insurance Bond certifies that you have the minimum-limit liability insurance required by state law.
In Ohio, minimum-limit liability insurance coverage is:
- $25,000 bodily injury
- $50,000 total bodily injury
- $25,000 property damage
An SR-22 Bond in Ohio must be kept on file for three (3) years. If you terminate or cancel your policy within those three years, your driving privileges will be suspended.
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How Do I File an SR-22 Bond in Ohio?
The easiest way to file an SR-22 certificate is electronically with the Ohio BMV. It usually processes with 72 hours. Terminations or cancelations of the policy are also submitted electronically. As soon as the SR-22 is filed with the BMV and the other conditions to have your driving privileges reinstated are met, you will be reissued a license. Depending on the circumstances, your license may be restricted by an ignition interlock requirement or other condition required by the court or BMV.
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Ohio Operating Vehicle Under the Influence (OVI)
In most circumstances, you will have to file an SR-22 bond if you have your license suspended due to an Ohio OVI. Ohio has strict impaired driving laws. Whether you are found operating a vehicle under the influence of alcohol or a controlled substance, you can face serious consequences. At a minimum, you will face:
- 3 days in jail or Driver Intervention Program (DIP)
- $375 to $1075 Fine
- License suspension
In order to get unlimited driving privileges during your suspension, you will have to install an ignition interlock device (IID). If you have a BAC of .17% or higher, then you will face more severe penalties.
Penalties For OVI Conviction
First Offense
- Jail time : 3 days to 6 months
- Fines : $375 to $1,075
- Driver's License Suspension : 1 to 3 years
Second Offense
- Jail time : 10 days to 6 months
- Fines : $525 to $1625
- Driver's License Suspension : 1 to 7 years
Third Offense
- Jail time : 30 days to 1 year
- Fines : $850 to $2,750
- Driver's License Suspension : 2 to 12 years
FAQs About DUI and SR-22 in Ohio
An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance.
The duration of SR-22 insurance requirements varies by state and the offense. Typically, it's required for a minimum of three years, but it can be longer depending on the circumstances. During this period, the insurance company will keep the state updated on your car insurance policy renewals and cancellations to ensure you maintain consistent coverage. Breathe Easy can help you understand the specific duration needed in your case.
When you are done selecting your insurance plan, Breathe Easy can connect you with an Intoxalock representative for further assistance. They will answer any questions you have and help you get set up with an installation appointment at a convenient time.
Get Your License Back with Breathe Easy Insurance
Breathe Easy Insurance understands that this can be a stressful time for you and your family. If you have been arrested for an OVI, your whole life can be turned upside down. Our knowledgeable, experienced agents are here to help. We will not only get your Ohio SR-22 insurance filed quickly and hassle-free, but we can assist you in finding a licensed IID installer. No matter what the circumstances of your license suspension, we can help. Do not wait, contact our offices today for SR-22 insurance support.
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