Oregon SR-22 Insurance
If you've had a DUI conviction or other serious driving violation, you may need SR-22 insurance in Oregon to meet the state's minimum liability coverage requirements and regain your driving privileges.
Affordable DUII/SR-22 Insurance Solutions for Oregon Drivers
Breathe Easy Insurance Solutions is dedicated to supporting Oregon drivers facing DUII charges. Our tailored DUII/SR-22 insurance program is designed to prevent substantial premium hikes following a DUII. We leverage knowledge of DMV procedures and extensive experience with DUII cases to provide you with the best insurance solutions, ensuring you maintain your coverage at money-saving rates.
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Oregon's DUI Laws & Insurance Requirements
In Oregon, driving under the influence of intoxicants (DUII) is defined by a blood alcohol concentration (BAC) of 0.08 or above for drivers over the age of 21. For commercial drivers, the BAC must be below 0.04, and Oregon enforces a zero-tolerance policy for drivers under 21.
Minimum Insurance Requirements in OR
- $25,000 - Bodily injury per person
- $50,000 - Total bodily injury per accident
- $20,000 - Property damage
- $15,000 – PIP, plus UM at 25/50 minimum
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Oregon SR-22 Requirements
An SR-22 certificate is typically required for drivers seeking to reinstate their driving privileges post-suspension. This certificate, acting as proof of financial responsibility, ensures that you meet Oregon's minimum auto insurance requirements. An SR-22 is necessary for obtaining a restricted license and must remain on file as stipulated by the DMV, typically for at least three years following your suspension.
Ignition Interlock Device Requirement & Additional Fees Associated with a DUI
An IID is a breath analyzer linked to your vehicle's ignition system, designed to prevent operation if alcohol is detected. This requirement is a common stipulation for regaining driving privileges after a DUII.
Post-DUII convictions in Oregon may incur significant fees, including approximately $300 for license reinstatement and duplication.
The Implied Consent Law in Oregon
Under Oregon's implied consent law, any driver is considered to have consented to a chemical test (breath, blood, or urine) if suspected of DUII. Refusal to submit to testing can lead to immediate license suspension and can adversely affect the outcome of your case.
What Happens if I Get a DUI in Oregon?
First DUI Offense
- Fines: $1,000 - $2,000
- Jail time: 2 days to 10 days
- Suspension : 1 year
- Ignition interlock: Required for 1 year
- Alcohol classes : Alcohol and drug treatment must be completed, along with participation in the victim-impact panel
Second Offense
- Fines: $1,500 - $3,500
- Jail time: 8 days to 30 days
- Suspension : 1 year to 3 years (3 year if there was a prior DUI within the last 5 year)
- Ignition interlock: Required for 2 years
- Alcohol classes : Alcohol and drug treatment must be completed, along with participation in the victim-impact panel
Third Offense
- Fines: $2000 - $4000
- Jail time: 30 days to 180 days
- Suspension : Permanent Revocation
- Ignition interlock: Required for 3 years
- Alcohol classes : Alcohol and drug treatment must be completed, along with participation in the victim-impact panel
FAQs About SR-22 in Oregon
An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance.
The duration of SR-22 insurance requirements varies by state and the offense. Typically, it's required for a minimum of three years, but it can be longer depending on the circumstances. During this period, the insurance company will keep the state updated on your car insurance policy renewals and cancellations to ensure you maintain consistent coverage. Breathe Easy can help you understand the specific duration needed in your case.
When you are done selecting your insurance plan, Breathe Easy can connect you with an Intoxalock representative for further assistance. They will answer any questions you have and help you get set up with an installation appointment at a convenient time.
Why Choose Breathe Easy Insurance for Your SR-22 Filing?
Our SR-22 filing procedures, implemented through our multiple insurance carriers, provide optimal coverage and pricing options. If you're navigating the complexities of a DUII charge, Breathe Easy is here to assist. Call 844-580-7525 today for a personalized insurance quote and start the process of securing your coverage.
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