California Auto Insurance Changes in 2025
Frequently Asked Questions
What does the new California SB1107 law do?
It increases the minimum auto insurance coverage required for all California drivers, providing greater protection in case of accidents.
How does this benefit me?
Many California drivers will have more protection if they’re in an accident, which means less chance of paying large bills out of pocket.
Will my rates go up?
If you currently have coverage below California’s new minimum insurance limits, your rates may increase. However, remember that this coverage requirement change applies to all drivers and insurance providers in the state.
Does this change affect Non-Owners Policies?
Yes, non-owner policies must also meet the new 2025 minimum liability requirements, which may result in higher rates.