What Are Minimum Coverage Limits
Frequently Asked Questions
A DUI can increase your Insurance companies generally view drivers with DUI convictions as high-risk, which results in significantly higher premiums. The extent of the increase can vary depending on the insurer and the state, but on average, U.S. insurance rates increase by over 60% following a DUI. In some states, the premiums can even double or triple.
If your DUI charge is dismissed, it may not affect your insurance rates. However, if the incident is recorded on your driving record, it could still impact your insurance.
No, SR-22 insurance is not a separate policy but rather a certificate attached to your existing auto insurance policy. It serves as proof of financial responsibility and is submitted to the state by your insurance carrier.
Yes, you can switch insurance companies while maintaining your SR-22 status. However, it's essential to ensure that your new insurer is willing to file the SR-22 certificate with the state on your behalf. Breathe Easy can help you transition from your previous policy to one that’s a perfect fit for someone working to overcome a DUI/DWI.
Failing to obtain DUI insurance when required can result in further legal consequences, including license suspension, fines, and additional penalties.
